Home Equity Lending

We have been helping clients navigate the Texas Home Equity landscape since home equity lending was authorized by voters in 1998. Since then, our knowledgeable Production department has been preparing compliant home equity packages for some of the largest lenders in the country; and we can offer the same service to you!

Have a question concerning:
- What property can be used as collateral?
- The "Non-Recourse" Rule?
- The 80% LTV Rule?
- The 3% Fee Restriction Rule?
- What kinds of loan programs are acceptable?
- How many home equity loans a borrower may have at one time?
- Various timing rules related to the closing and refinancing of home equity loans?
- What kinds of documents to prepare?

Our production staff and attorneys are more than capable and willing to answer all of your questions pertaining to home equity loan.

Texas Home Equity loans are notorious for unique rules and regulations that must be followed in order for a lender's home equity lien to be valid. Our attorneys can assist you in avoiding potentially costly violations of the Texas Constitution. We can even provide Home Equity training for your employees!

Please contact our Client Services/Sales department for more detailed information regarding any and all of the services we offer.